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Arbejitas Group
In this Group: Blanca, Cynthia Elizabeth, Deyanira Berenice, Lizeth Carolina, Ma Soledad, Maria De Los Angeles
'Arbejitas' is a solidarity group with Credituyo that is in its first lending cycle. It consists of 6 members with small businesses to the north of Monterrey city. They chose that name for the group because it's the name of the street where they hold their weekly meetings. Most of the group's members work selling new and used clothing at the market.

Cynthia Elizabeth is one of the group members; she has 3 daughters and is pregnant, and lives with her partner. Cynthia sells new clothes at the market near her home, and also has a snack stand at home where she sells soft drinks, sweets and snacks. She supports her husband with household expenses since he works in construction and sometimes does not have work.

With this loan, Cynthia hopes to buy several bales of clothes to sell and increase her profits. One of her long-term goals is to create a cybercafe (Internet Cafe) in her home, which she believes is a good business in her community.
View original language description ↓
'Arbejitas' es un grupo solidario de Credituyo que se encuentra en su primer ciclo, está formado por 6 integrantes con pequeños negocios al norte de la ciudad de Monterrey. Ellas escogieron ese nombre para el grupo porque así se llama la calle en donde realizan sus reuniones semanales. La mayoría de sus integrantes se dedican al comercio de ropa nueva y usada en el mercado.

Cinthia Elizabeth es una de las integrantes del grupo, tiene 3 hijas, está embarazada y vive en unión libre. Cinthia se dedica a la venta de ropa nueva en un mercado cerca de su casa y además tiene un snack en su casa en donde vende refrescos, golosinas y botanas. Ella apoya a su esposo con los gastos del hogar ya que éste es albañil y en ocasiones no tiene trabajo. Con su crédito, Cinthia espera comprar varias pacas de ropa para venderla y aumentar sus utilidades.Una de las metas a largo plazo de Cinthia es poner un CyberCafé (Internet Cafe) en su casa ya que ella cree que es un buen negocio en su comunidad.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 37
    View loans »
    Mexico Loans Fundraising
  • $19,077,825
    Funds lent in using Kiva
  • 11.8
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Arbejitas Group's $2,000 loan helped a member to buy clothes to sell at the market.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 8, 2011
Listed
Jul 6, 2011
Currency Exchange Loss:
Possible
Ended:
Oct 15, 2011