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Emma Luz
Emma Luz is 50 years old and she lives at home with her two children and her beloved 50-year old husband. Her two children are in school and they are the reason why Emma struggles day after day to proviD. for them. Emma sells sausages, meats, and fresh vegetables. She has been in business for a long time and thanks to God and to her dedication she has managed to keep it active for so long. Her dream is to keep on depending on her small business. Throughout all this time it has helped them survive. She hopes to proviD. her children with an education so that one day they will be able to leave the situation in which they find themselves. She knows that the only way to achieve this is to keep working. For this reason she has decided to request a loan from Integral (Kiva Field Partner). She will invest in a variety of products that will attract more clients. With the loan she plans on purchasing meats, a variety of sausages and a variety of fresh vegetables such as: carrots, potatoes, tomatoes, onions, etc. She hopes that the results will be favorable so that she will be able to continue supporting her beloved family.
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Emma Luz D. 50 años D. edad, vive en su casa con sus dos hijos y su querido esposo D. 50 años D. edad. Sus dos hijos se encuentran estudiando y esta es la razón por la cual Emma se esfuerza día a día por sacarlos adelante. Emma se dedica a la venta D. embutidos, carnes y verdura fresca. Hace mucho tiempo que se dedica al negocio y gracias a Dios y a su dedicación ha logrado mantenerlo activo durante mucho tiempo. Su sueño es seguir contando con su pequeño negocio que durante todo este tiempo les ha ayudado a sobrevivir y espera que lo siga siendo ya que desea darles a sus hijos el estudio para que algún día puedan salir D. la situación en la que se encuentran. Ella sabe que la única forma D. hacerlo es trabajando, es por esta razón que ha decidido solicitar este crédito a INTEGRAL para poder invertir en variedad D. productos que le permitan a traer a mas clientes. Con el crédito espera comprar carnes, variedad D. embutidos y variedad D. verduras frescas como: zanahorias, papas, tomates, cebollas, etc. Espera que los resultados sean favorables y D. esta manera poder seguir ayudando a su querida familia.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 631
    View loans »
    El Salvador Loans Fundraising
  • $28,084,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped Emma Luz to purchase meats, a variety of sausages, and a variety of vegetables, such as carrots, potatoes, tomatoes, and onions.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jun 3, 2011
Jul 6, 2011
Currency Exchange Loss:
Jan 19, 2013