Gotitas De Amor Group
She’s a widow with seven children two of which still depend on her. She sells products like cakes, Panettones and nougats, among others. She’s been in this line of work for over 25 years. She tells us that she started out selling food and lollipops outsiD. her house. Thanks to the good way she managed her income she was able to amass some capital to invest in starting her own business. With her efforts, Felipa has purchased her own land and helped her children with their education.
Felipa’s goal is to open a store where she can sell basic need items to continue supporting her children’s schooling. She will use the requested loan to buy larger amounts of products.
The “Gotitas D. Amor” communal bank’s members are responsible people who are grateful for the support and trust that’s been placed in them.
María wasn’t able to be present because she had to take her husband to the doctor.
Felipa tiene 63 años D. edad, es viuda con 7 hijos, D. los cuales 2 dependen D. ella, la Sra. Felipa se dedica a la venta D. productos como: kekes, panetónes, turrónes, entre otros, donD. lleva trabajando en ese rubro más D. 25 años, ella nos cuenta que empezó vendiendo comida y chupetes en las afueras D. su vivienda, pero gracias al buen uso que le dio a su dinero pudo juntar un capital e invertir y emprender su propio negocio. Con su esfuerzo Felipa ha comprado su propio terreno y ayudado a sus hijos en su educación. Felipa tiene como meta abrir una bodega donD. pueda ofrecer productos D. primera necesidad y así seguir apoyando en sus estudios a sus hijos. Con el préstamo solicitado invertirá en sus productos comprando en mayor cantidad. La Alcancía Comunal “Gotitas D. Amor” son personas responsables que agradecen el apoyo y la confianza depositada en ellos. La señora María no pudo estar presente porque tuvo que llevar a su esposo al médico.
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid