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Maria Olga
Maria Olga is 19 years old and lives with her mother in the Guaranda District, in Bolivar Province. She is singles and does not have children.

The members of the solidarity group V.R.C. BELLAVISTA live in the community of Papauco Pucara in the Guaranda District, only 15 minutes away from the San Jose Cooperative. The solidarity group is composed of 11 members who work in agriculture, raising animals and other activities.

Maria grows potatoes, wheat, and corn and also has 2 pigs. She buys supplies in the Guaranda market and sells her goods at a larger market in the same city.

Maria is asking for a loan in order to buy supplies and feed for her animals. The loan will help her economically, to meet her basic needs and it will help her face challenges like crop disease. Her dream is to buy a house in Quito. She likes to watch tv and listen to music.
View original language description ↓
Maria Olga tiene 19 años, es soltera vive con la madre no tiene hijos en el Cantón Guaranda Provincia de Bolívar.

Los miembros de la V.R.C. BELLAVISTA se encuentra ubicada en la comunidad Papauco Pucara Parroquia Guanujo, cantón Guaranda a una distancia de 15 minutos de la oficina de la cooperativa, esta ventanilla integran 11 socios que se dedican a la agricultura, crianza de animales y otras actividades.

Maria se dedica a la agricultura siembra papas, trigo, maíz, además tiene 2 cerdos. Las compras las realiza en el mercado de Guaranda y las vende en el mercado mayorista de la misma ciudad.

Solicita el crédito para la comprar de insumos y alimentación de los animales. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como las plagas. Su sueño es comprar una casa en la ciudad de Quito.

Le gusta ver television, escuchar musica.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 90
    View loans »
    Ecuador Loans Fundraising
  • $25,045,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Maria Olga to buy supplies and feed for her animals.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jun 22, 2011
Jul 5, 2011
Currency Exchange Loss:
Jul 15, 2012