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Shirley is a 44-year-old woman living with her three minor children and her husband. Because of economic reasons she only went to elementary school. She is a very hard working, enterprising, tenacious person.

This is the second loan she’s had with the Fundación. She had excellent payment behavior with the first one. She found out about the program through a television show called “Buen Día.”

Shirley will use this loan to stock her store because very good times are approaching and she needs capital.

She’s had her store for seven years; she started out with the amount of 300,000 colones and to date her business has improved very much. One obstacle she had to overcome was not having working capital that she needed to stay in business.

She rises early every day to get her daughter ready and make breakfast for her husband and children. They then go off to school and she finished up her domestic chores and tends to the store during the course of the day.

This loan will allow her to have good working capital to stock her store during the seasons when demand for merchandise is higher.
View original language description ↓
La señora Shirley es una mujer de 44 años de edad, vive con sus tres hijos menores de edad y su esposo, sus estudios llegaron hasta la primaria por motivos económicos, es persona muy trabajadora, emprendedora, luchadora.
Este es el segundo crédito que tiene en la Fundación, el cual su primero tuvo una excelente moral de pago, ella se dio cuenta por un programa en la televisión llamado ¨Buen Día¨ .
Doña Shirley con este préstamo invertirá el dinero en surtir su bazar, ya que vienen épocas muy buenas y necesita capital
La señora desde hace 7 años tiene su bazar empezó con un monto de 300,000.00 colones y a la fecha su negocio ha mejorado muchísimo. Un obstáculo que tuvo fue no tener capital de trabajo ya que necesitaba para mantenerse.
La señora diariamente se levanta temprano alista a su hija y los desayunos de su esposo e hijos, después ellos van para el colegio, y ella termina las labores domesticas, en el transcurso del día atiende el bazar.
Este préstamo le permitirá a la señora tener un buen capital de trabajo para surtir su negocio en las épocas que requieren más demanda de mercadería.

Additional Information

More information about this loan

In Costa Rica, funding for microfinance institutions is hard to come by, and many institutions find themselves having difficulty growing and reaching all the demand for loans that exist. Kiva works with Fundacion Mujer because it attends a very marginalized population in Costa Rica, with a specific focus on women. In addition to the loan, Fundacion Mujer provides specialized training programs for their borrowers on everything from computer classes to salon training. Because of the difficulty in obtaining capital in Costa Rica, Fundacion Mujer cannot serve all the women that need loans. Therefore Kiva plays a unique role in helping Fundacion Mujer grow its portfolio and reach borrowers it otherwise would not be able to.

About Fundacion Mujer:

Fundación Mujer is an organization specializing in the financial and personal development of female entrepreneurs in Costa Rica. They seek to reach underserved populations that may include indigenous communities, immigrants, refugees, victims of domestic violence or women living with HIV/AIDS. Fundación Mujer offers courses in both business and personal development, as well as training in concrete skills such as sewing and other crafts.

About Costa Rica

  • $12,900
    Average annual income
  • 22
    View loans »
    Costa Rica Loans Fundraising
  • $4,356,875
    Funds lent in using Kiva
  • 502.2
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Shirley to buy perfumes, items for the home, creams.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 3, 2011
Jul 5, 2011
Currency Exchange Loss:
Feb 21, 2013