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German Ovidio
German Ovidio is 22 years old, single, and lives with his parents in Guaranda canton, in Bolívar province.

The members of the Bellavista community bank live in Papauco Pucara community, in Guanujo parish, in Guaranda canton, 15 minutes from our office. The members of this bank farm, raise animals and carry out other business activities.

German is a farmer who grows potatoes, wheat and corn. He also owns a taxi. He makes his purchases in Guaranda market and makes his sales in the wholesale market in the same town.

German is requesting this loan to buy supplies. The support of this loan will help him to financially cover his needs. His dream is to own his own home.

German enjoys the Carnival fiestas.
View original language description ↓
German Ovidio tiene 22 años, es soltero vive con los padres en el Cantón Guaranda Provincia de Bolívar.

Los miembros de la V.R.C. BELLAVISTA se encuentra ubicada en la comunidad Papauco Pucara Parroquia Guanujo, cantón Guaranda a una distancia de 15 minutos de la oficina de la cooperativa, esta ventanilla integran 11 socios que se dedican a la agricultura, crianza de animales y otras actividades.

German se dedica a la agricultura siembra papas, trigo, maíz, además tiene un taxi. Las compras las realiza en el mercado de Guaranda y las vende en el mercado mayorista de la misma ciudad.

Solicita el crédito para la comprar de insumos .Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Su sueño es tener casa propia.

Le gusta las fiestas del carnaval.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 91
    View loans »
    Ecuador Loans Fundraising
  • $24,583,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped German Ovidio to buy supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jun 22, 2011
Jul 5, 2011
Currency Exchange Loss:
Jul 15, 2012