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Maria Manuela
Maria Manuela is 24 years old, married, and lives with her husband and children in Guaranda canton, in Bolívar province. She has two children.

The members of the Bellavista Community Bank live in Papauco Pucara community, in Guanujo parish, in Guaranda canton, 15 minutes from our offices. This bank has 11 members who farm, raise animals and carry out other business activities.

María is a farmer who grows potatoes, wheat and corn. She also owns 5 head of livestock. She makes her purchases in Guaranda market and makes her sales in the wholesale market in the same town.

María is requesting this loan to buy supplies and feed for her animals. The support of this loan will help her to financially cover her needs. She faces challenges such as pests, plant diseases and changes in the weather. Her dream is to own her own home.

María enjoys going for walks and celebrating Carnival.
View original language description ↓
Maria Manuela tiene 24 años, es casada vive con el esposo y con los hijos que son solteros en el Cantón Guaranda Provincia de Bolívar. Tiene 2 hijos.

Los miembros de la V.R.C. BELLAVISTA se encuentra ubicada en la comunidad Papauco Pucara Parroquia Guanujo, cantón Guaranda a una distancia de 15 minutos de la oficina de la cooperativa, esta ventanilla integran 11 socios que se dedican a la agricultura, crianza de animales y otras actividades.

Maria se dedica a la agricultura siembra papas, trigo, maíz, además tiene 5 cabezas de ganado. Las compras las realiza en el mercado de Guaranda y las vende en el mercado mayorista de la misma ciudad.

Solicita el crédito para la comprar de insumos y alimentación de los animales. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es tener casa propia.

Le gusta pasear y festejar el carnaval.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 20
    View loans »
    Ecuador Loans Fundraising
  • $22,541,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Maria Manuela to buy supplies and feed for her animals.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jun 22, 2011
Listed
Jul 5, 2011
Currency Exchange Loss:
N/A
Ended:
Jul 15, 2012