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Takalani Group
In this Group: Tholakele Fikelephi, Thulisile Precious, Happiness, Mbali Lungile, Khayelihle
Tholakele is 47 years old and single with four children between 2 and 17 years old. Three of the children attend school. Her other source of income is the government’s child support grant. In the photo above, she is standing in the middle of her group with her hand raised.

She’s been in this business for three years and sells skirts, shirts, shoes, trousers, and underwear in Hlabisa, South Africa. She requested this loan through WDB and Kiva to sell more clothing from her home and at pension pay points.

The main challenge to her business is that customers buy on credit and fail to pay on time. In five years time, she would like to have a formal place for her business. The extra income from this loan will help her extend her house and send her children to school.

She appreciates WDB and KIVA and hopes that they will help others as well.

Additional Information

About Women’s Development Businesses (WDB)

This loan is administered by Women’s Development Businesses (WDB), Kiva’s first and only partner in South Africa. Over 75% of South Africa’s population lives in rural areas and about a quarter of South Africans live on less than $1.25 per day.

WDB offers microcredit and training to rural women in order to improve their families’ living standards and encourage active participation in their communities. In addition to targeting women with household incomes of less than 50% of the South African poverty standard, WDB also provides enterprise development and mentorship for women ready to enhance their business skills.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About South Africa

  • $12,700
    Average annual income
  • 1
    View loans »
    South Africa Loans Fundraising
  • $739,575
    Funds lent in using Kiva
  • 6.9
    South Africa Rand (ZAR) = $1 USD

Success!! The loan was 100% repaid

A portion of Takalani Group's $1,025 loan helped a member to buy skirts, shirts, shoes, trousers and underwear.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 1, 2011
Jul 3, 2011
Currency Exchange Loss:
Dec 8, 2011