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Maria Olga
María Olga is 24 years old and married. She lives with her husband and children in the canton of Guaranda in Bolívar Province. María has three children.

The members of the Sacred Heart Communal Bank meet in the sector of Cuatro Esquinas, which is part of the canton of Guaranda and located 15 minutes from the office of Cooperativa San Jose. The Communal Bank consists of 12 members who engage in agriculture, livestock breeding, the sale of their products, and other profitable activities.

María is a farmer who grows potatoes, wheat, and corn on her own land. She also has one dairy cow. María purchases her supplies at the market in Guaranda and sells her products at the wholesale market in the same city.

She is requesting a loan to buy supplies for her crops and feed for her cow. With the financial assistance provided through this loan, she will be able to acquire needed supplies. The challenges she faces include diseases that could impact her crops. Her dream is to buy a vehicle.

María enjoys playing sports.

View original language description ↓

María Olga tiene 24 años, es casada vive con el esposo y con los hijos en el Cantón Guaranda Provincia de Bolívar. Tiene 3 hijos.

Los miembros de la V.R.C. SAGRADO CORAZON se encuentra ubicada en el sector Cuatro Esquinas perteneciente al cantón Guaranda a una distancia de 15 minutos de la oficina de la cooperativa, esta ventanilla integran 12 socios que se dedican a la agricultura, crianza de animales y a la comercialización de los mismos y otras actividades que da utilidades.

Maria se dedica a la agricultura siembra papas, trigo, maíz en terrenos propios, además tiene 1 vaca lechera. Las compras las realiza en el mercado de Guaranda y las vende en el mercado mayorista de la misma ciudad.

Solicita el crédito para la comprar de insumos para los cultivos y alimento para el animal. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrenta desafíos como enfermedades en los cultivos. Su sueño es comprar un vehiculo.

Le gusta hacer deporte.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 81
    View loans »
    Ecuador Loans Fundraising
  • $25,019,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Maria Olga to purchase farming supplies and animal feed.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 17, 2011
Jul 4, 2011
Currency Exchange Loss:
Jul 15, 2012