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Mrs. Rar, 54, is a resident in Reussey Keo commune, Phnom Penh City of Cambodia. She is a vendor who sells cow meat in the busy local market. She earns an average of $5 a day. She is married to Soeur, 56, who is a fisherman, and they have three single children, two of whom are working in different occupations for a fee.

This family has a problem with their living conditions, as their house is getting old and it often needs repair. As they don’t have enough money to mend it, Mrs. Rar is seeking a loan to repair her old and broken house using a Kiva loan.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 46
    View loans »
    Cambodia Loans Fundraising
  • $38,692,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Rar to repair her old and broken house.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jun 9, 2011
Jul 4, 2011
Currency Exchange Loss:
Sep 15, 2012