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Karen Lisbeth
Every two weeks, the members of the '5 de Septiembre' community bank meet in La Paz neighborhood, in the city of Portoviejo. This city has been known since colonial times as 'The City of the Royal Tamarind Trees'.

Here we meet 22 year-old Karen who lives with her common-law husband and has two children aged 1 year and 8 months. Her husband is a salesman. Karen is studying her second semester of an executive secretarial course at the Universidad Técnica de Manabí.

Karen is a young mother who sells brand clothing through catalogs in order to help her husband with their household expenses. She makes her sales door to door and works every day whenever she has free time. She makes the most of the evenings when she sells to her fellow university students. Karen works to order, leaves her products on credit and collects payment every week. She tells us that she loves selling. She receives her merchandise from distributors in the city center.

Karen has been in this business for three years and she has done very well. She will use this loan to buy more merchandise such as pants, blouses, t-shirts and children's clothes. She has been a member of her community bank for nine loan cycles and tells us that her loans have got her out of many tight spots. For this reason, she is grateful to the institution. Her dreams are to finish her studies and own her own business.
View original language description ↓
En la ciudadela La Paz en la ciudad de Portoviejo, conocida desde tiempos coloniales como la Ciudad de Los Reales Tamarindos, cada quince días se reúnen las socias del Banco Comunal 5 De Septiembre.

En este lugar conocimos a la señora Karen, tiene 22 años de edad y mantiene una relación de unión libre de la cual tiene dos hijos, uno de de 1 año y un bebe de 8 meses. El marido es comerciante. Ella estudia en segundo semestre de secretariado ejecutivo en la Universidad Técnica De Manabí.

Ella es una joven madre que para ayudar a su marido en los gastos del hogar dedica a la venta de ropa por catálogo de algunas marcas, su forma de venta es puerta a puerta y trabaja todos los días en los momentos que está desocupada, ella aprovecha las noches ya que allí les vende a sus compañeras en la universidad, trabaja a base de pedidos, deja a crédito y cobra semanalmente, nos cuenta que le encanta vender. Su mercadería la recibe en distribuidoras en el centro de la ciudad. Lleva tres años que se dedica a esta actividad y le ha ido muy bien.

Este crédito lo va emplear en comprar más mercadería como: pantalones, blusas, camisetas y ropa de niños. Está en el Banco Comunal desde hace 9 ciclos y nos cuenta que los créditos le han sacado de muchos apuros por eso le agrada la institución.

Sus sueños son terminar sus estudios y tener su propia empresa.



About Ecuador

  • $10,600
    Average annual income
  • 51
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $775 helped Karen Lisbeth to buy pants, t-shirts, blouses and children's clothes.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 17, 2011
Listed
Jun 30, 2011
Currency Exchange Loss:
N/A
Ended:
Jan 15, 2012