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La Candelaria Group
In this Group: Ramona, Esther , Francisca , Carmela , Norberto, Manuela , Raquel , Gerardo , Magdalena , Gabriela
In the state of Oaxaca, near the Cerro de Oro (Hill of Gold) dam there is a community named La Candelaria. This is known as a cattle-raising and cheese-making region. Here there is a group named after the community, since its members believe the name will help their group become better known. They have 10 members.

Norberto is a member of the group. He is 38 years old, studied through secondary school, and is now married with 2 children, both attending a community primary school. Norberto tells us that when he was very small, his parents had a store called Abarrotes Ramos, and a little over 10 years ago, his parents left the store to him. Now he and his wife run it. The store is located in his house and one parallel to his.

Norberto prefers keeping the store well-stocked so that his customers can always find what they are looking for. He needs this loan to buy beans, rice, flour, oil, sugar, salt, soup, soap, clorox, detergents, cookies, soft drinks, sweets, toilet paper, canned goods (chili, beans, tuna), tomatoes, chilis, onions, and bread, to restock his store.

Norberto hopes that with this investment, his business will prosper, since he wants his store to grow. His earnings will be used to paint the store and to offer a better quality of life to his children.

The remaining members of the group are:
Esther - Sells tacos
Francisca - Sells soft drinks
Carmela - Sells soft drinks
Manuela - Sells groceries
Raquel - Sells shoes
Gerardo - Rents out a tractor
Magdalena - Sells dishes and utensils
Gabriela - Sells Mexican snacks
View original language description ↓
En el estado de Oaxaca, cerca de la presa de Cerro de oro existe un comunidad llamada la Candelaria la cual se caracteriza por ser una zona donde se crea ganado y se produce mucho queso en esta comunidad existe un grupo que lleva en nombre de su comunidad ya que sus integrantes pensaron que de esta manera seria mas conocido su grupo este grupo esta integrado por 10 personas.

Don Norberto es uno de los miembros de este grupo el tiene la edad de 38 años, estudio solo la secundaria y se encuentra casa do, el tiene dos hijos los cuales asisten a la primaria de la comunidad. El nos platica que desde que el era muy pequeño sus padres tenia una tienda la cual se llama abarrotes Ramos y hace un poco mas de 10 años sus padres se la heredaron y ahora es el quien la atiende junto con su esposa, su tienda se encuentra ubicada en su casa en uno de los laterales.

El nos platica que siempre le a gustado tener bien surtida su tienda para que sus clientes siempre encuentre lo que buscan. El necesita este credito para invertirlo en la compra de frijol, arroz, arina, aceite, azucar, sal, sopa, jabon, cloro, detergentes, galletas, refrescos, dulces, papel higenico, productos enlatados(chiles, frijoles, atun), tomates, chiles, cebolla y pan para resurtir su tienda.

El espera que con esta inversion su negocio prospere ya que desea que su tienda cresca y sus ganancias las utilizara en pintar su tienda y darle una mejor calidad de vida a sus hijos.

Los demas integrantes del grupo son:

Ramona- Venta de Antojitos Mexicanos
Esther_ Venta de tacos
Francisca- Venta de refresco
Carmela- Venta de refresco
Manuela- Venta de abarrotes
Raquel- Venta de calzado
Gerardo- Renta de tractor
Magdalena- Venta de trastes
Gabriela- Venta de antojitos Mexicanos

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 3
    View loans »
    Mexico Loans Fundraising
  • $17,777,925
    Funds lent in using Kiva
  • 11.9
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of La Candelaria Group's $3,700 loan helped a member sell groceries, shoes, soft drinks, snacks and dishes and utensils.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 16, 2011
Listed
Jun 30, 2011
Currency Exchange Loss:
Possible
Ended:
Nov 15, 2011