Patrick is 38 years old and married. He runs a "matatu" (mini-bus) business that transports commuters from Kawangware to town. As part of his business, Patrick hires two employees. He has been doing this for five years. Patrick intends to use his loan to purchase spray paint and spare parts to repair his vehicle.
Patrick hopes to use the profits from his business to continue expanding his "matatu" business. He describes himself as honest, God-fearing, and persistent.