Maribel serves in a snack bar selling tea, coffee and pastries. She needs this loan to pay her tuition fees as she is studying for a degree in accountancy. She lives in her parents' home which is in Villa Ingenio district, in the city of El Alto. She is single and doesn't have any children. This is the first time that she has obtained a loan from IMPRO.
Maribel trabaja atendiendo en un snack de venta de te, café y masitas. El crédito lo requiere para la cancelación de pensiones ya que ella estudia en un Instituto la carrera de Contabilidad. Vive en casa de sus padres la misma queda ubicada en la zona de Villa Ingenio en la ciudad de El Alto, es soltera y no tiene hijos. Es la primera vez que obtiene un crédito en IMPRO.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.