Keo is a 34-year-old woman who lives in the Reussey Keo commune of Phnom Penh City. Keo has been selling a variety of types of fish at the market for years. She normally earns an income of $3 per day. She is married and has five children. Two of her children are employed and share their salary. Besides this, Keo and her husband plant rice crops according to the seasons, the rainy season and the dry season. Currently, their fishing is temporarily interrupted because the fishing equipment is broken. For this reason, Keo has requested a loan in order to buy additional fishing equipment. She will use the remainder of the loan funds to plant a rice crop.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.