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Fraternité Group
In this Group: Makutano, Barakomerwa, Tulinabo, Vumilia, Batoka, Furaha, Sifa, Nsimire, Babwiriza, Nsimire, Bujiriri, Mbaenda, Nsimire, Fitina, Kamungo, Mwetsi , Kibanja, Kyakimwa, Hatangimbazi, Makutano, Bahati, Butoa, Bahati, Nabuchi Nengo , Mawazo, Otalwete, Faida, Kahindo, Vumilia, Munfano, Kahindo, Kavira, Nalisasima, Buyemu Hasha
Bujiriri, representing the group "Fraternité," is a 33-year old entrepreneur. She is married and the mother of 6 children, all of whom are students. She sells fish (fresh and smoked), and her husband is a currency exchanger.

She displays her merchandise at the Ndosho local market. In business for 18 years, she has had 3 loan cycles with Hekima. With this new loan she will be able to buy 2 baskets of fish. Also, she plans to educate her children and buy a piece of land. This client is grateful to Hekima for helping poor women who are excluded from traditional banks. For the most part, members of the group "Fraternité" are women.
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La cliente Bujiriri, représentante du groupe d’affaire « Fraternité», est entrepreneur, âgée de 33 ans, mariée, mère de 6 enfants, tous étudient. Elle est vendeuse de poissons (frais et fumés). Son mari est un bradeur des monnaies (échangeur de monnaie). Elle étale ses marchandises au marché sectoriel de Ndosho. Il y a 18 ans révolus qu’elle exerce ces activités. Cependant, elle vient de réaliser 3 cycles avec le crédit de Hekima. Ce nouveau crédit doit lui servir de s’approvisionner avec 2 paniers de poissons. En plus, elle ambitionne scolariser ses enfants et acheter une parcelle. La cliente remercie Hekima pour ses actions en faveur de pauvres femmes exclues de banque classique. Il sied de signaler que le groupe d’affaire « Fraternité» est majoritairement féminins.

Additional Information

More information about this loan


Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $119
    Average annual income
  • 18
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $10,687,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Fraternité Group's $3,075 loan helped a member to buy 2 baskets of fish.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 24, 2011
Listed
Jun 27, 2011
Currency Exchange Loss:
N/A
Ended:
Nov 16, 2011