Mrs. Oeum has been earning a living by selling different kinds of vegetables, which she and her husband plant on their own farmland or buy from other local farmers in province of Siem Reap. They have given birth to six children; two of their children are employed while the remaining four go to school. Mrs. Oeum’s kids are concerned that they face difficulties in traveling to their workplace. They always travel to work by hiring a taxi or walking because they don't have their own motor vehicle. To solve the trouble, Mrs. Oeum has requested a loan in the amount of $1200 to be used to buy a new motorcycle for her kids to ride to work without hiring a taxi.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.