Mrs. Chhong is a 31-year-old married woman and mother of four children, who still attend school locally.
She earns money by selling a few fresh fish, which she gets from her husband fishing on the local river, or other local fisherman. She resells the fish in and around her village, the Baray district of Kompong Tom Province. On average, she is able to make about $1.50 (U.S. dollars) per day, which helps with the family's expenses.
She always uses her old bicycle to deliver her fish to sell. Her bicycle is too old and it moves very slowly. She really wants a used motorcycle but she doesn't have sufficient cash to buy one. That is why Mrs. Chhong is requesting a loan to buy a motorcycle, which will she will use to transport her fresh fish to sell.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.