Heni

Heni is 38 years old and married with a son and a daughter. For more than a year she has had a home-based grocery shop to earn money for her family. The income has greatly contributed to the life of her family, not only as to their daily needs, but her children's educational needs as well.

Heni has applied for a loan of 20,000,000 IDR from Kiva's field partner KBMI to buy more groceries to sell and so grow her business. Her income is not sufficient to do so out of pocket, but she will be able to repay the loan received.

Heni is a very hardworking mother who always strives for the best for her children, to improve their living conditions and create a happy life. She is very grateful for this opportunity and wants to thank all of her lenders.