Valentine is 51 years old. She has two children who are ages 16 and 9 years old. Both of them are in school. Her husband constructs houses.
She owns a bar and restaurant. She started back in 1996 selling local brew and later on with the profits from the bar she started up a restaurant. She needs a loan to increase her capital by buying more beer and food stuffs. She will also buy crops from outside the city for sale from the profits she hopes to make.
About Urwego Opportunity Bank of Rwanda (UOB)
Urwego Opportunity Bank (UOB) is a Rwandan bank specializing in microfinance. It offers credit products to individuals and groups interested in starting or expanding their businesses. It also offers training in business development, financial literacy and health management. Given that approximately 90% of the Rwandan population is directly or indirectly related to the agricultural sector, Kiva lenders’ funds will be used to support UOB’s agricultural loan products, which are vital to the clients living in remote areas.