Valentine is 51 years old. She has two children who are ages 16 and 9 years old. Both of them are in school. Her husband constructs houses.
She owns a bar and restaurant. She started back in 1996 selling local brew and later on with the profits from the bar she started up a restaurant. She needs a loan to increase her capital by buying more beer and food stuffs. She will also buy crops from outside the city for sale from the profits she hopes to make.
About Urwego Opportunity Bank of Rwanda (UOB)
Urwego Opportunity Bank (UOB) helps underserved Rwandans by providing its clients with the necessary credit and savings capabilities required for economic transformation. It offers credit products, including group and individual loans, as well as training in business development, financial literacy and health management. UOB loan products leverage social collateral since most group members have little to no collateral.