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Valentine is 51 years old. She has two children who are ages 16 and 9 years old. Both of them are in school. Her husband constructs houses.

She owns a bar and restaurant. She started back in 1996 selling local brew and later on with the profits from the bar she started up a restaurant. She needs a loan to increase her capital by buying more beer and food stuffs. She will also buy crops from outside the city for sale from the profits she hopes to make.

Additional Information

About Urwego Opportunity Bank of Rwanda (UOB)

Urwego is a Rwandan bank specializing in microfinance. It offers credit products to individuals and groups interested in starting or expanding their businesses. It also offers training in business development, financial literacy and health management. Given that approximately 90% of the Rwandan population is directly or indirectly related to the agricultural sector, Kiva lenders’ funds will be used to support UOB’s agricultural loan products, which are vital to the clients living in remote areas.

About Rwanda

  • $1,700
    Average annual income
  • 12
    View loans »
    Rwanda Loans Fundraising
  • $15,406,850
    Funds lent in using Kiva
  • 593.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Valentine to buy beer and food stuffs for both her bar and restaurant.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 26, 2011
Jun 28, 2011
Currency Exchange Loss:
Oct 15, 2011