Shahin F. is a 37-year-old farmer who owns a small business in the southern part of Azerbaijan, Saatli region. He breeds sheep and sells them to local people and bazaar traders. He has 7 years of experience in this field. Shahin is married and has one son and two daughters. Shahin is an IDP and it is difficult to support his big family and cover all their needs. As spring is season for weddings and he anticipates a greater demand, he would like to expand his herd and purchase 15 sheep for and fodder. For this purpose he is applying for a loan of $1200.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.