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Saima's Group
In this Group: Saima , Bilquis Begum, Hanifan Begum, Shamim Akhtar
Saima is a talented lady who operates a beauty salon at her home where she provides beauty services to her community ladies at reasonable rates. She loves doing her work. She has experience in bridal makeup and haircuts. Her quality services attract many customers to her salon. The income she earns motivates her to work with more dedication.

She has applied for a loan from Kiva partner Asasah for her beauty salon business. With the loan, she will buy beauty products (creams, masks) and makeup items (mascara, eye-shadow, lipsticks, etc.) to use in her salon to give a presentable look to her customers and provide more comfortable and quality services.

She is very hopeful that the loan investment will bring positive financial changes to her business.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 475
    View loans »
    Pakistan Loans Fundraising
  • $15,107,750
    Funds lent in using Kiva
  • 85.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Saima's Group's $700 loan helped a member to buy beauty products and makeup items for beauty salon business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jun 23, 2011
Jun 28, 2011
Currency Exchange Loss:
Jun 15, 2012