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This borrower is 39 years old. She is married and has 3 children aged 8, 12, and 18. She has 1 additional relative living with her. In 1991, she established her assorted ready-made items business. She started her business because she is the only bread winner in the family. Working 6 days a week and 10 hours a day, she earns about Le 900,000 every month. She would like a loan of Le 4,500,000. She has already received and successfully repaid 1 loan, and now requires a new loan to buy larger quantities of assorted items. She hopes that this loan will enable her to increase her monthly profits by approximately Le 200,000. In the future, she plans to build a house and open another shop. She is very determined and hardworking. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 62
    View loans »
    Sierra Leone Loans Fundraising
  • $9,347,350
    Funds lent in using Kiva
  • 4,375.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped this borrower to pay for assorted items by the carton or in bales.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jun 8, 2011
Jun 28, 2011
Currency Exchange Loss:
Apr 15, 2012