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This borrower is 48 years old. She is married and has 5 children aged 7, 9, 12, 15 and 25. In 1980, she established her provisions business. She started her business because she wanted to generate income and establish savings. Working 6 days a week and 10 hours a day, she earns about Le 850,000 every month.

She would like a loan of Le 4,000,000. She has already received and successfully repaid 2 loans. She now requires a new loan to buy more provisions by the carton and packet such as milk, sugar and sardines. She hopes that this loan will enable her to increase her monthly profit by approximately Le 250,000.

In the future, she plans to supply to retailers, educate her children and buy land. She is very determined and hardworking. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 29
    View loans »
    Sierra Leone Loans Fundraising
  • $9,391,500
    Funds lent in using Kiva
  • 4,375.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped this borrower to pay for provisions, milk, sugar and sardines.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jun 8, 2011
Jun 28, 2011
Currency Exchange Loss:
Mar 16, 2012