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The borrower is 45 years old. She is married and has 4 children ages 4, 6, 9 and 15 years old. In 1997, she established her provisions (milk, sardine, margarine, sugar etc.) business. She began her business because she wanted to generate income and establish a savings account. Working 6 days a week and 10 hours a day, she earns about 850,000 SLL every month from this business.

She would like a loan in the amount of 5,000,000 SLL. She requires a loan in order to add to capital to her business. She hopes that this loan will enable her to increase her monthly profits by approximately 200,000 SLL.

In the future, she plans to visit pilgrimage land (Mecca), continue to support her husband, and construct a house. Transportation and frequent increase in the cost of stocks are her biggest challenges. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 30
    View loans »
    Sierra Leone Loans Fundraising
  • $9,391,500
    Funds lent in using Kiva
  • 4,375.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped this borrower to pay for assorted provisions such as milk, sardine, margarine, sugar etc. for her business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jun 8, 2011
Jun 30, 2011
Currency Exchange Loss:
May 16, 2012