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Emerlyn is 30 years old and has 2 children, 1 of whom is in school.

Emerlyn is in the agricultural business farming coconuts in the Philippines. She has requested a loan for PHP 29500 through NWTF to pay for laborer salaries and purchase more coconuts from her neighbors to sell in bulk.

Emerlyn has been farming coconuts for 8 years now, and has borrowed 29 times in the past from NWTF to sustain her farming activities.

In the future, Emerlyn would like to save enough money so she can afford to send her child to college.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to women in low-income urban and rural communities.

About Philippines

  • $1175
    Average annual income
  • 218
    View loans »
    Philippines Loans Fundraising
  • $52,023,300
    Funds lent in using Kiva
  • 43.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Emerlyn pay for labor and buy coconuts.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Jun 9, 2011
Jul 2, 2011
Currency Exchange Loss:
Oct 15, 2011