Miriam is 46 years old. She lives in an urban area called Guasmo (which is named after the 'Guazuma ulmifolia' species of tree), in Guayaquil. Guasmo is a popular neighborhood of working-class people. It used to be a large estate. Miriam is single and has three children aged 26, 22 and 11 who attend a private school. Miriam's business is selling confectionery.
Miriam started her business when she was young, selling products in stadiums. Now she makes her sales from her home, so that she can care for her mom. She has two nephews who help her to make her sales. She works from 9.00am to 11.30am and from 2.00pm to 4.30pm. She sells candies, sherbets (sorbets) and other products. With the help of this loan, she would like to buy more supplies for her sales such as sherbets and candies. In the future, Miriam would like to buy machines to carry out her work and further improve her income.
Miriam de 46 años, vive en una zona urbana en el Guasmo (fue nombrado así debido a la especie de árboles Guazuma ulmifolia. El Guasmo es un barrio popular, de clase humilde, que anteriormente era una hacienda) de Guayaquil, es soltera y tiene tres hijos de 26, 22 y 11 años que estudia en colegio particular. Se dedica a ala venta de confitería.
Comenzó su actividad desde pequeña vendía en productos en lo estadios pero ahora lo hace en su casa para cuidar a la mama. Tiene dos sobrinos que le ayuda a vender labora de 9H00 a 11H30 am y de 2H00 pm a 4H30pm.. vende confites sorbetes y varios cosas. Con la ayuda del préstamo desea comprar mas materiales para sus ventas como sorbetes, confites. En un futuro desea comprar maquinas para realizas sus trabajos y mejorar mas sus ingresos.
About Banco D-MIRO
Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.