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Verónica Alexandra
The members of the Communal Bank “Subidita al Cielo” meet every 15 days in an area with the same name in the city of Portoviejo. This marginal urban area is the most populated section of the city.


It is here that one can meet Sra. Verónica. She is 20 years old and in a common-law relationship. Verónica has a son who is 3½ years old. Her husband is a taxi driver.


This housewife utilized her own resources to sell merchandise produced by Yanbal (beauty products, cosmetics, perfumes, and women’s accessories). She sells door-to-door and works three days per week during her free time. There are days when she works up to four hours. Verónica offers her products on credit and collects payment either weekly or every 15 days. She has been in business for two years and has done very well. The products that she sells the most are men’s and women’s perfumes since these items are of high quality.


This loan will be used to buy perfumes, crèmes, cosmetics, and trinkets. She has been a member of the Communal Bank from the beginning and likes the fact that the process of obtaining a loan is easy. Her dream is to have a home of her own since she currently pays rent.

View original language description ↓
En el sector conocido como la subidita al cielo en el barrio San Pablo de la ciudad de Portoviejo cada quince días se reúnen las socias del Banco Comunal Subidita Al Cielo, esta es una zona urbano marginal muy poblada en esta ciudad.

En este lugar conocimos a la señora Verónica, tiene 20 años de edad y mantiene una relación de unión libre de la cual tiene un hijo de 3 años y seis meses. El marido es taxista.

Es una ama de casa que para obtener sus propios recursos se dedica a la venta de productos de Yanbal (productos de belleza, cosméticos, perfumería y accesorios para damas), su forma de venta es puerta a puerta y trabaja tres días a la semana en los momentos que está desocupada, hay días que trabaja hasta 4 horas, deja sus productos a crédito y cobra cada semana o cada quince días. Hace dos años se dedica a esta actividad y le va muy bien, lo que más vende son los perfumes tanto de hombre como de mujer ya que son de muy buena calidad.

Este crédito es para comprar perfumes, cremas, cosméticos y bisutería. Esta desde el inicio en el Banco Comunal y le gusta porque los créditos son fáciles de hacer.

Su sueño es tener su casa propia pues donde vive es alquilado.

About Ecuador

  • $10,200
    Average annual income
  • 35
    View loans »
    Ecuador Loans Fundraising
  • $23,451,875
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $625 helped Verónica Alexandra to purchase perfumes, crèmes, cosmetics, and trinkets.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 16, 2011
Listed
Jun 30, 2011
Currency Exchange Loss:
N/A
Ended:
Jan 15, 2012