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Ana Karen
The members of the Communal Bank “Subidita al Cielo” meet every 15 days in an area with the same name in the city of Portoviejo. This marginal urban area is the most populated section of the city.


It is here that one can meet Sra. Ana. She is 22 years old and a single mother with two daughters, ages 6 and 5. Both of them attend school. She lives at home with her parents, who have given her everything she needs to live. Ana has participated in four loan cycles with the Communal Bank and enjoys being a member because of the tremendous support she has received.


She is a determined woman. In order to provide everything her children need, Ana sells clothing thorough catalogs. She goes door-to-door three days per week to make her sales. Ana offers her products to neighbors and acquaintances. She says that she is able to generate orders and offer her customers several payment options. Ana works a total of four days each week, three days are designated for making deliveries and then she collects payment on Sundays. During this time, she is also making sales. Ana recently started selling clothes four months ago. She previously operated a grocery store, but she had to close it because she did not have enough time to manage the business. Now that she sells clothes, Ana says she is doing better.


This loan will be used to buy merchandise such as trousers, blouses, T-shirts, and children’s clothing. Her dream is to own a house since she currently lives with her parents.

View original language description ↓
En el sector conocido como la subidita al cielo en el barrio San Pablo de la ciudad de Portoviejo cada quince días se reúnen las socias del Banco Comunal Subidita Al Cielo, esta es una zona urbano marginal muy poblada en esta ciudad.

Aquí conocimos a la señora Ana, tiene 22 años de edad, es madre soltera de dos niñas de 6 y 5 años de edad, ambas estudian en escuela. Ella vive en una casa de sus padres que le han dado para que viva. Lleva cuatro ciclos en el Banco Comunal y le gusta porque la institución le apoya mucho.

Ella es una mujer muy luchadora que para que a sus pequeñas no les falte nada se dedica a la venta de ropa por catálogos, su forma de venta es puerta a puerta ya que tres días a la a semana ella se va a ofrecer sus productos a sus vecinos y conocidos, nos cuenta que realiza los pedidos de sus clientes y que les da muchas facilidades de pago. Trabaja cuatro días a la semana ya que tres días entrega y los domingos se dedica a cobrar y también a realizar ventas. Recién lleva 4 meses en esta actividad, antes tenía una tienda de abarrotes pero tuvo que cerrarla por falta de tiempo para atenderla pero ahora con la venta de ropa nos cuenta que le va mejor.

Este crédito lo va emplear en comprar más mercadería como: pantalones, blusas, camisetas y ropa de niños.

Su sueño es tener su casa propia ya que donde vive es de sus padres.

About Ecuador

  • $10,200
    Average annual income
  • 14
    View loans »
    Ecuador Loans Fundraising
  • $22,842,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $550 helped Ana Karen to purchase trousers, blouses, T-shirts, and children’s clothing.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 16, 2011
Listed
Jun 30, 2011
Currency Exchange Loss:
N/A
Ended:
Jan 15, 2012