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Mariana Mercedes
Mariana Mercedes is 39 years old and married. She lives with her husband and children in the canton of Ventanas in Los Ríos Province.


The Communal Bank “San Francisco de Sibimbe” is located in the neighborhood of Recinto Sibimbe in the canton of Ventanas. This Communal Bank has 20 members who engage in short-cycle farming. They grow corn and rice.


Mariana is a farmer who grows corn and rice. She buys her supplies in Ventanas each month and then sells her products at the fair in the same location.


Mariana is requesting a loan to buy seeds, fertilizers, and compost. With the financial assistance provided through this loan, she will be able to acquire needed supplies. Her dream is to have money so that she can provide her children everything they need.


Mariana enjoys reading and cleaning house.

View original language description ↓
Mariana Mercedes tiene 39 años, es casada vive con el esposo y con los hijos. Vive en El Cantón Ventanas Provincia de Los Ríos.

Esta Ventanilla se llama VRC SAN FRANCISCO DE SIBIMBE, se encuentra ubicada en el Recinto Sibimbe, perteneciente al Cantón Ventanas, esta ventanilla tiene 20socio los cuales se dedican a labores agrícolas de ciclo corto siembran maíz y arroz.

Mariana se dedica a la agricultura a la siembra de maíz y arroz. Las comprar las realiza en Ventanas cada mes y las vende en la feria de la misma localidad.

Solicita el crédito para la compra de semillas, fertilizantes y abonos. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Su sueño es trabajar para tener dinero y dar todo lo que necesitan a los hijos.

Le gusta leer y limpiar la casa.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 49
    View loans »
    Ecuador Loans Fundraising
  • $24,292,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Mariana Mercedes to purchase seeds, fertilizers, and compost.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jun 21, 2011
Listed
Jul 1, 2011
Currency Exchange Loss:
N/A
Ended:
Jan 17, 2012