Magali states that this is her first time taking a loan as a member of Pro Mujer, which she joined at the invitation of a loan officer. She currently has a business making and selling potato chips. She learned this trade from her mother-in-law, and she has been doing this work for a year.
The loan that she will take will be used to increase her working capital (so that she can buy sacks of potatoes and cooking oil.) She will buy these supplies in the Ceja neighborhood near the railway (the commercial area of the city of El Alto), and she will later sell her products in the schools and stores from Mondays until Fridays. This type of work allows her to generate resources to support her family as much as she can; she lives with a partner and has two children.
When asked what she likes about Pro Mujer, she answered that she enjoys sharing with her friends.
In the photograph the member Lucia is missing because she was in the office.
La señora Magali, indica que es la primera ves que integra Pro Mujer y que ingreso por invitación de una promotora. En la actualidad ella tiene un negocio de venta y elaboración de papas fritas que viene trabajando hace un año atrás y que aprendió de su suegra.
El crédito que ahora sacará es para aumentar su capital (compra de cargas de papa y aceite), este material lo comprara de la Ceja del sector riel (zona comercial de la ciudad de El Alto), posteriormente lo venderá en los colegios y tiendas de lunes a viernes. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella vive en concubinato y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta compartir con las amigas.
En la fotografía falta la señora Lucia, ya que ingreso a consultorio
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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