Ms. Anita is divorced, has three children, and is currently a member of the "Sagrada Familia" ("Holy Family") communal bank, a group comprised of 16 members who work in various types of commerce. Anita has been working for five years in a bodega [small grocery store] installed in her house. She sells groceries like milk, sugar, and rice, as well as sweets, cookies, candies, etc. This work arose from her divorce, as she was left alone with her children and had to support them. Her motivation to keep moving was her children, so she worked very hard to get her family ahead. Thanks to her effort and dedication, she has achieved better economic results, which is how her children are able to attend school, how she can buy things, and above all how her family has a better quality of life.
She has requested a new loan with the goal of continuing to grow and in order to buy merchandise (milk, sugar, rice, sweets). We know that Anita will meet her goals through a lot of work and effort, and that the loans through Edaprospo will help her.
La Sra. Anita es divorciada, tiene 3 hijos, actualmente es integrante en la alcancía comunal “Sagrada Familia” grupo conformado por 16 socios que se dedican a diversas actividades D. comercio. Anita trabaja desD. hace 5 años en una bodega instalada en su casa se dedica a la venta D. abarrotes es decir leche azúcar, arroz, también venD. dulces, galletas, caramelos, etc. este trabajo surge a raíz D. su divorcio ya que ella se quedaba sola con sus hijos y tenía que mantenerlos pero su motivación para salir adelante fueron sus hijos es así que trabajo muy duro para sacar adelante a su familia, gracias a su esfuerzo y dedicación ha logrado mejores ingresos económicos es así que, sus hijos van al colegio y se compro artefactos y sobre todo su familia tiene una mejor calidad D. vida , con el fin D. seguir creciendo a solicitado un nuevo préstamo para comprar mercadería (leche, azúcar. Arroz, dulces).Sabemos que Anita cumplirá sus metas con mucho trabajo y esfuerzo y que los préstamos D. Edaprospo le ayudaran.
EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.