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Mas Que Vencedores Group
In this Group: Olga Beatriz, Juana Jesus, Carmela , Rosario Lourdes, Francisco Teodoro, Missu Evelyn, Frank Jhordan
The Communal Bank “Mas Que Vencedores” (More than Conquerors) is a united and responsible group that consists of seven members. They engage in businesses involving trade, carpentry, and cosmetology services.

Sra. Carmela is the current president of the group. She sells food from her home, but she also delivers meals to a construction site where 35 people work. Thanks to the loans that she has received, Carmela says that she has been able to improve her home and her business. Her earnings increased as a result. Carmela has a daughter who is starting her third year of study toward her culinary degree. Her greatest wish is to see her daughter graduate and pursue a profession.

One of Sra. Carmela’s goals is to open a restaurant with her daughter and take charge of preparing a buffet. The loan she is requesting will be invested in supplies and containers for delivering food.

View original language description ↓
El grupo comunal MAS QUE VENCEDORES, es un grupo muy unido y responsable conformado por 7 socios, dedicado a actividades de comercio, carpintería y servicio de Cosmetología.
La Sra. Carmela es la actual presidenta del grupo, ella se dedica a la venta de comida en su domicilio, pero además reparte comida en una obra a 35 personas, gracias a los préstamos nos cuenta que ha podido mejorar su vivienda y su negocio y así aumentar más sus ingresos, además tiene una hija que cursa el tercer ciclo de la carrera de Gastronomía, su mayor anhelo es ver a su hija con una profesión y graduada.
Una de las metas de la Sra. Carmela es poner un restaurante junto con su hija y dedicarse a la preparación de buffet, el préstamo solicitado será invertido en la compra de insumos y recipientes para poder llevar los alimentos.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 120
    View loans »
    Peru Loans Fundraising
  • $60,164,250
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Mas Que Vencedores Group's $2,575 loan helped a member to purchase ingredients and food containers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 6, 2011
Jun 27, 2011
Currency Exchange Loss:
Jan 15, 2012