Since she was very young, Leydi Yuliana has gotten wise advise from her father that has allowed her to take initiative in her personal growth. It is because of this that Leydi created her own business 2 years ago selling merchandise. With this business she has been able to improve her quality of life, as well as being able to study and have greater knowledge for her working life.
She dreams of having a much larger business that will bring in more income so that she can help her father and he can rest and do other things.
Desde muy pequeña Leydi Yuliana a recibido de su padre grandes consejos que le han permitido tener iniciativas de vida para su crecimiento personal, es por esto que desde hace 2 años Leydi creó su propio de negocio de venta de mercancía, con él ha podido mejorar su calidad de vida, además de poder estudiar y así tener mayores conocimientos para su vida laboral.
Ella se sueña con con un negocios mucho mas grande que le genere mas ingresos y así poder ayudarle a su padre para que él puede descansar y realizar otras actividades.
This loan is structured on Kiva as a bullet loan, which means a single payment is required at the end of the loan term. By Colombian law, Kiva's partner Interactuar is required to offer borrowers loans with a variable interest rate that fluctuates with the market rate. Because fixed monthly payments are applied first to interest and then to principal, Interactuar is unable to predict upfront what portion of each repayment would go towards the loan principal. This creates a challenge with Kiva's system, which doesn't allow for unpredictable principal payments, and can result in some Interactuar clients appearing falsely delinquent. To remedy this, the loan has an end-of-term repayment plan on Kiva, but the borrower will continue scheduled monthly repayments to Interactuar, who will then pass along the principal amount to Kiva lenders. This means that you may see repayments made on this loan throughout the repayment term, as opposed to receiving repayment in full at the end of the loan term.