She is a housewife, staying at home and doing her household responsibilities. She takes care of her children and fulfills their needs.
Her husband operates a grocery store business. In his store, he sells daily household items such as lentils, spices, rice, etc. to his clients at reasonable rates. His business earns him good income every month which allows him to manage the household expenses.
Riazan has applied for a loan from Kiva partner Asasah for the expansion of her husband's business. Being the only breadwinner, his establishment in business is very necessary because the children are growing up now and their needs are also increasing. With the loan, he will buy groceries in bulk quantity to offer more products to his clients and increase his profits.
She is very hopeful that the loan will bring positive financial changes and improve the living standard of her family.
Note: In the photo, the lady with a book (called Asasah Passbook) is Riazan.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid