She applies for a loan to increase her working capital in order to offer more services in her restaurant and make more profit. She hopes that her business will grow and enable her to provide for her basic needs and build her own house, since she has a plot of land.
Chantal is a member of Uzima Solidarity Group.
Elle demande le crédit pour augmenter son capital et agrandir le volume des services offerts dans son restaurant pour réaliser de grands bénéfices.
Elle espère que son business va se développer pour lui permettre de subvenir a ses besoins essentiels et construire sa propre maison parce qu’elle a une parcelle.
Elle est membre du groupe solidaire« UZIMA».
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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