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Josephine is married with three children, and all go to school. She doesn't take care of additional family members. She operates a beauty salon and works six days a week. She has been in business for the last seven years. She operates on a retail basis only. Josephine has requested a loan of 400,000 UGX from MCDT SACCO to buy more braids, cream relaxers and oils. Her major business challenges are seasonality and the ever-increasing prices of creams and braids. She resides in a rented house where her family has access to electricity and piped water. Her monthly expenses include school fees.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,500
    Average annual income
  • 157
    View loans »
    Uganda Loans Fundraising
  • $28,703,800
    Funds lent in using Kiva
  • 2,485.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $175 helped Josephine to buy more cream relaxers, weaves and braids.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 21, 2011
Jun 27, 2011
Currency Exchange Loss:
Jan 15, 2012