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Lilian has been a farmer in Litein, South Rift, Kenya for the last 10 years, producing milk, poultry birds and eggs and selling to the local market. She is married with four children, three of whom are already schooling.

Lilian has requested a loan of 20,800 KES from Juhuhudi Kilimo to purchase and insure a dairy cow. She says this acquisition will improve her income and make life more bearable, as well as meet the basic requirements, like the education of the children.

She notes that the inadequacy of animal feeds is the greatest challenge.

Additional Information

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 788
    View loans »
    Kenya Loans Fundraising
  • $43,847,350
    Funds lent in using Kiva
  • 90.4
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Lilian to pay for the purchase and insurance of a dairy cow.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Jun 21, 2011
Jun 28, 2011
Currency Exchange Loss:
Aug 16, 2012