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Josephine is 52 years old and is married, with seven children between the ages of 9 and 29 years. She sells vegetables, cooking oil, water, body lotion, etc. in her store. Her business is well-organized. She has one year of experience and she works from 6 A.M. until 10 P.M. every day. Josephine currently employs one person to help her.

She has requested a loan from Kiva lenders, via Vision Finance Company, in order to purchase a large quantity of vegetables, cooking oil, water, and body lotion to sell. With the profits, Josephine will reinvest in her business and will be able to buy a house for her family.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company, soon to be known as Vision Fund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFC serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

About Rwanda

  • $1,700
    Average annual income
  • 14
    View loans »
    Rwanda Loans Fundraising
  • $15,580,500
    Funds lent in using Kiva
  • 593.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Josephine to purchase more vegetables, cooking oil, water, body lotion etc. for her store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 10, 2011
Jul 2, 2011
Currency Exchange Loss:
Jan 15, 2012