La Amistad Centro (Cuenca) Group
The members of this group are hard-working people who struggle day to day in order to get their families ahead.
Rosa is one of the members of the communal bank. She lives in the outskirts of the city of Cuenca. She is 42 years old and married. She has two children, ages 23 and 18. Her first child, a son, works to cover his personal expenses. Her second child, a daughter, attends a school in the city. Her husband is out of the country. She does not have her own house, so she lives in a rented home.
Rosa has had a bazaar for seven years. She tends this business from Monday through Friday from nine in the morning until seven at night.
This is her first loan with the communal bank, which she was invited to join by a neighbor. She will use the money from the loan to buy items for her bazaar.
Una de las socias de este Banco Comunal es la Señora Rosa, ella vive por los alrededores de la ciudad de Cuenca.
Tiene 42 años, es casada y ha concebido 2 hijos de 23, 18 años de edad, su primer hijo trabaja para cubrir sus gastos personales, su segunda hija esta estudiando en un colegio de la ciudad. Su esposo se encuentra fuera del país, no tiene casa propia por lo que vive arrendando.
Doña Rosa tiene hace 7 años un bazar el mismo que atiende de lunes a viernes desde las 9 de la mañana hasta las 7 de la noche.
Este es su primer crédito que realiza en el banco comunal al cual fue invitada por una vecina, el dinero de su crédito lo va a invertir en la compra de artículos de bazar.
Su meta es comprarse un vehículo.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid