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Sandra lives in the rural community of Ostional in Guanacaste.

She is a woman who is a fighter, and who has been able to get her family ahead on her own. Where she works, she barely makes enough to survive. This is why she has not been able to fix the floor of her house.

For this reason, she needs a loan of ₡100 000 (a hundred thousand colones) to buy the ceramics she needs for her house. She is very happy because at last she will fix her little house.

She is a member of the Ostional Cooperative Bank, one of the 110 social credit enterprises of EDESA in Costa Rica.
View original language description ↓
Sandra vive en la comunidad rural de Ostional en Guanacaste.
Ella es una mujer muy luchadora, y ha sacado a su familia adelante por si sola. En donde ella trabaja apenas le alcanza para sobrevivir, es por eso que no ha podido arreglar el piso de su casa.
Por eso ella necesita un préstamo de ₡100 000 (cien mil colones) para la compra de cerámica que necesita para su casa. Ella está muy contenta porque al fin arreglará su casita.
Ella es socia de la empresa de Crédito Comunal de Ostional, una de las 110 empresas de crédito socias de EDESA en Costa Rica.

Additional Information

More information about this loan

As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Costa Rica

  • $12,900
    Average annual income
  • 39
    View loans »
    Costa Rica Loans Fundraising
  • $4,438,125
    Funds lent in using Kiva
  • 499.4
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Sandra buy ceramic floor tiles.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 24, 2011
Jun 27, 2011
Currency Exchange Loss:
Feb 18, 2012