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Eliseo Ramon
Eliseo is a small merchant selling scrap metal. He’s been in sales for over six years. He started out as a mechanic and later bought a pickup truck to put it to work in hauling which he did for several years. Today, he sells scrap metal.

Eliseo has been investing both in his business and in his small house advancing little by little installing zinc metal sheeting. He’s managed improvements through five cycles of Afodenic loans. He will use the new loan to buy a toilet and to install tile flooring attaining better hygiene and the common wellbeing of this family.
View original language description ↓
Eliseo pequeño comerciante, se dedica a la venta y compra de chatarra, con mas de seis años en las ventas, iniciando como mecanico, luego compra la camioneta con el objetivo de ponerla a trabajar en acarrero lo que hizo por varios años, y hoy en dia vende chatarra.
Don Eliseo ha venido invertiendo en su negocio y en su pequeña casa a un parte de zinc, lo que hira avanzando poco a poco, atraves de Afodenic logrando ya mejoras con cinco ciclos de prestamo. Con este nuevo financiamiento comprara el inodororo, y embaldosara.
Logrando mejor higiene y el bienestar comun de su familia.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 67
    View loans »
    Nicaragua Loans Fundraising
  • $25,083,125
    Funds lent in using Kiva
  • 22.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Eliseo Ramon to buy a toilet and tile flooring.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Jun 22, 2011
Jun 26, 2011
Currency Exchange Loss:
Nov 15, 2012