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Justine is a single mother of five and only two of her children go to school. She doesn’t take care of any additional family members. She has a business selling second-hand clothes and has been doing the same business for seven years.

Besides this clothing business, she also rears and sells chickens at home. Justine sells to all categories of people, retail. Her business challenges include transportation and ever increasing price of clothes. Justine aspires to see her business grow big so that she can start importing clothes herself and also to improve her standard of living.

She decided to join MCDT because she wanted additional capital. Justine has requested a loan of 600,000 from MCDT SACCO to buy more bales of second-hand clothes. Justine resides in a rented two-roomed house and the family has access to electricity and piped water. Her monthly expenses include rent, school fees and utility bills.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 211
    View loans »
    Uganda Loans Fundraising
  • $31,373,750
    Funds lent in using Kiva
  • 2,480.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Justine to buy more bales of second-hand clothes.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 21, 2011
Jun 25, 2011
Currency Exchange Loss:
Jan 15, 2012