Vilma has a sewing business. She has been married to Francisco, who works as a driver on a transport route, for 20 years. They have three children who are all studying: one is in elementary school, one is in high school and one is at university. Vilma has been running a sewing business in her neighborhood for a long time. As a result, she has a large customer base. Her dream is to be able to open a sewing workshop in her home and equip it with everything she needs to continue to carry out her work.
Vilma is requesting this loan to set up a small workshop in her home which she will equip with the supplies that she needs. She and her fellow committee members have all their hopes placed in this loan.
La sra. Vilma se dedica a la costura, esta casaD. hace 20 años con el sr. Francisco, quien trabaja como chofer de una linea de transporte, tienen tres hijos estudiantes uno en la primaria, uno en la secundaria y uno en la universidad. La señora Vilma se dedica a la costura ya hace mucho tiempo en el barrio donde vive, y gracias a eso ya ha adquirido gran clientela, su sueño es poder abrir en su propia casa un taller de costura y poder equiparse con lo necesario para seguir su trabajo decorosamente.
Ella solicita el crédito para poder armar un pequeño taller en su domicilio, ademas de eso poder equiparse con los insumos que llegaría a necesitar. Ella además de las otras integrantes del comité tienen todas sus esperanzas puestas en dicho crédito.
About Fundación ParaguayaFundación Paraguaya is a financially self-sustaining social enterprise that promotes entrepreneurship in urban and rural areas through microfinance, education programs, and more. Its focus on agriculture has helped many farmers boost their crop yields. And a number of other borrowers have taken out loans to start and grow social businesses that have helped deliver eyeglasses, medicines and other helpful services in their local communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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