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Juan Carlos
Juan Carlos is 21 years old, single, and lives with his parents in Ventanas canton, in Los Ríos province. He does not have any children.

This community bank is called "26 de Noviembre" and it is located in Las Blancas, in Ventanas canton. The group has 10 members who work in short-cycle agriculture, growing corn, rice and pigeon peas.

Juan is a farmer. In particular, he grows corn, rice and pigeon peas. He makes his purchases in Ventanas every month and makes his sales in the street market in the town.

Juan is requesting a loan to buy seeds, fertilizers and manure. The support of this loan will help him to financially cover his needs and increase production. He faces challenges in his business such as pests which attack his crops. His dream is to own his own land which he can work and then use the profits to buy a house.

Juan is noted as being a responsible person and he enjoys playing volleyball and indoor soccer. In addition, one of the customs in his town is to celebrate the local fiesta in October.
View original language description ↓
Juan Carlos tiene 21 años, es soltero vive con los padres no tiene hijos. Vive en El Cantón Ventanas Provincia de Los Ríos.

Esta Ventanilla se llama V.R.C. 26 DE NOVIEMBRE, se encuentra ubicada en el Recinto Las Blancas, perteneciente al Cantón Ventanas, esta ventanilla tiene 10 socio los cuales se dedican a labores agrícolas de ciclo corto siembra de maíz, arroz y frejol gandul.

Juan se dedica a la agricultura en especial a la siembra de maíz, arroz y frejol gandul. Las comprar las realiza en Ventanas cada mes y las vende en la feria de la misma localidad.

Solicita el crédito para la compra de semillas, fertilizantes y abonos. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades y aumentar la producción. Enfrentar desafíos como plagas que atacan a los cultivos. Su sueño es tener terrenos propios para trabajar y con las ganancias comprar una casa.

Se caracteriza por ser una persona responsable y le gusta jugar boly e indor, ademas una de las costumbres del recinto es realizar las fiestas patronales en Octubre.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 46
    View loans »
    Ecuador Loans Fundraising
  • $24,293,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Juan Carlos to buy seeds, fertilizers and manure.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jun 17, 2011
Jun 26, 2011
Currency Exchange Loss:
Jan 15, 2012