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Speciose is 36 years old and married with four children between the ages 10 and 15 years old. Speciose sells tomatoes and onions in her store. Her business is well organized. She has three years of experience in her business and she works from 6 A.M. until 8 P.M. every day. Speciose currently employs one person to help her. Speciose has requested a loan from Kiva lenders via Vision Finance Company in order to purchase more tomatoes and onions to sell so she can improve her business. With the extra profit, Speciose will reinvest in her business and save for her family's future.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company, soon to be known as Vision Fund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFC serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

About Rwanda

  • $1,700
    Average annual income
  • 50
    View loans »
    Rwanda Loans Fundraising
  • $15,329,275
    Funds lent in using Kiva
  • 593.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Speciose to buy tomatoes, onions, etc.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jun 7, 2011
Jul 2, 2011
Currency Exchange Loss:
Mar 15, 2012