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Speciose
Speciose is 36 years old and married with four children between the ages 10 and 15 years old. Speciose sells tomatoes and onions in her store. Her business is well organized. She has three years of experience in her business and she works from 6 A.M. until 8 P.M. every day. Speciose currently employs one person to help her. Speciose has requested a loan from Kiva lenders via Vision Finance Company in order to purchase more tomatoes and onions to sell so she can improve her business. With the extra profit, Speciose will reinvest in her business and save for her family's future.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 96
    View loans »
    Rwanda Loans Fundraising
  • $13,450,325
    Funds lent in using Kiva
  • 593.0
    Rwanda Francs (RWF) = $1 USD