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Izakahle Group
In this Group: Amilla Happiness, Nonhlanhla Eunice, Bongekile Rosemary , Nokulunga Desire, Rebacca Mathombi
Happiness is 47 years old, married with 5 children who are between ages 14 and 32. One of her children attends school. She earns income from the government’s child support grant. She also receives income from her husband who works for Capacity Company in Richard's Bay.

In the photo above, she is raising up her hand, wearing a white shirt. She’s been in business for the past 2 years and sells perfumes, snacks and clothes from her home.

Happiness requested this loan through WDB and KIVA to buy perfumes, snacks and clothes for resale. She says that the main challenge to her business is customers that buy on credit and fail to pay on time. In five years time she would like to have her own space in town to work properly.

She appreciates WDB and Kiva for helping her with this loan which has low interest.

Additional Information

About Women’s Development Businesses (WDB)

This loan is administered by Women’s Development Businesses (WDB), Kiva’s first and only partner in South Africa. Over 75% of South Africa’s population lives in rural areas and about a quarter of South Africans live on less than $1.25 per day.

WDB offers microcredit and training to rural women in order to improve their families’ living standards and encourage active participation in their communities. In addition to targeting women with household incomes of less than 50% of the South African poverty standard, WDB also provides enterprise development and mentorship for women ready to enhance their business skills.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About South Africa

  • $11,500
    Average annual income
  • 0
    View loans »
    South Africa Loans Fundraising
  • $525,725
    Funds lent in using Kiva
  • 6.8
    South Africa Rand (ZAR) = $1 USD