Mrs. Pao, 39, is a married woman and the mother of four unmarried children. One of her children is employed at a garment factory as a sewing worker and has a fixed salary each month. To earn a living, Mrs. Pao owns a small store in her community, Reussey Keo commune of Phnom Penh City, where there is a good location to raise income. In her shop, she sells different kinds of flowers to people who need to decorate for parties or ceremonies. Her husband, age 40, works in the construction field. This family normally earns an average of $6 per day to help cover their family’s daily living expenses. To meet the needs of her family, she is applying for a loan to purchase some piglets to feed and then sell when they are big.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.