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Herminia
Herminia is 58 years old and married with ten children. She runs a sari-sari (general store) in the Philippines. She has been running her store for fifteen years and also earns an income from a coffee shop.


Herminia has borrowed and paid back sixteen loans from NWTF before this loan. She now is requesting a 26,000 PHP loan through NWTF to buy items to sell like shampoo, groceries, etc. in her sari-sari.


Herminia works hard to provide for her family. She aspires to save enough money to expand her business.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1435
    View loans »
    Philippines Loans Fundraising
  • $59,145,900
    Funds lent in using Kiva
  • 43.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Herminia to buy items to sell in her sari-sari.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 3, 2011
Listed
Jul 2, 2011
Currency Exchange Loss:
Possible
Ended:
Dec 15, 2011