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Sivat, 56, resides in Kampong Chnang province, Cambodia, an area known for palm products. Sivat is a housewife while her husband is a rice field farmer, earning an income of $1.8 per day to help cover the family expenses. The family is also assisted by her three children, who are employed at the garment factory, earning an income of $3 each per day.

Each month, the family has to spend $60 on food and $15 on the other necessary expenses.

Sivat is requesting a loan of $1,000 to purchase a motorbike for the children to commute to work. This will be her third loan from CREDIT, a long-standing Kiva partner.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 201
    View loans »
    Cambodia Loans Fundraising
  • $37,041,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Sivat to buy a new motorbike.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 10, 2011
Jun 24, 2011
Currency Exchange Loss:
Oct 19, 2011